Huma
ClaimHuma Finance is a blockchain-based platform that generates yield for investors by financing real payment flows such as cross-border settlements, trade finance, and marketplace payouts.
Key numbers · TVL $378M · per DefiLlama · updated Sep 23
Overview
Huma Finance offers tokenized yield products backed by short-duration payment receivables, including cross-border payment financing through its Swiss-regulated entity Arf, trade finance in partnership with TradeFlow Capital Management, and marketplace payout acceleration via Geoswift. Its products include a PayFi Strategy Token targeting 8% APY, a leveraged vault called Huma Prime targeting up to 15.6% APY, and an institutional offering for larger capital providers.
Recent activity
PST went live on Fluid, powered by Chainlink, announced June 23, 2026.
7 more from this post
Partners with Geoswift to accelerate marketplace sellers' payouts with stablecoin liquidity.
Maintains 0% credit default across its onchain credit history.
Partners with Geoswift to accelerate marketplace sellers' payouts with stablecoin liquidity.
Partners with TradeFlow Capital Management to finance physical commodities and goods in transit.
Maintains 0% credit default over 3+ years of onchain credit performance.
Uses Swiss-regulated entity Arf to provide settlement liquidity enabling T+0 cross-border settlements.
Powers cross-border settlement liquidity via its Swiss-regulated entity Arf, repaid within 1-7 days.
